Kelly has posted (on Twitter it’s tweeted) her third annual WAHM Business Christmas Wish – asking the question What is Your Christmas Wish? And in the last 5 days, she has made some extraordinary WAHM wishes come true!

With the help of the WAHM community, Twitter, and the World Wide Web – WAHMs have been granted wishes of Mastermind memberships, software resources and learning materials. Some wished for VA help, mentoring and coaching. I even snuck my wish in there for two of Kelly’s ebooks. (I received one yesterday – Hooray!)

If you are a WAHM, or someone who believes they may be able to help Kelly make more WAHM Christmas Wishes come true – follow Kelly on Twitter to learn of the wishes she’s looking to fulfill. She tweets them several times a day, with the hashtag #wahmwish. There’s no way Kelly could do this on her own, but it’s through the generosity of others that she has been able to coordinate this incredible gifting.

I believe Kelly’s still accepting wishes, but today could be the last day! Read this morning’s blog post at WAHMs Talk Radio blog, then watch for her “Big Wishes” post later today to contribute cash for help in fulfilling some big WAHM wishes. That’s what I’m planning to do – my tiny way of “paying it forward”. What could you do to help a WAHM’s Christmas wish come true?

At 4.5 years old – the monkey is all over wanting to play “dot-com” games. Little Man wants to go to Cartoon Network like Big Brother does and play those games. We have had the argument more than once that he is not old enough, and Nick Jr. or PBSkids games are for kids his age and much more fun for him to play. I win, of course.

And now it’s a fight for the computer each morning. Last week i laid down the law. I get to be on the computer until 10:00am (after Dora). Then he gets his computer time – short attention span so right now it’s usually not more than 30 minutes. We do some learning games together, but he’s also kicked me out of the room with an independent “I can do it myself”. Good for him!

Slowly my kids are going to be taking over my PC, I know it. That’s okay, just means – I get the new one!

*GET OUT OF DEBT!!!!
*STAY OUT OF DEBT!!!
*LIVE DEBT-FREE!!!!

Unless you’ve shopped during the year, or unless you’ve diligently saved money to spend at Christmas, you will be tempted to do what many Americans do in November and December: They push prudence and wisdom aside to indulge in overspending.

Is it really worth it?

“The borrower is servant to the lender” is a nugget of wisdom found in the Bible. Have you experienced how awful it is to be “servant to the lender?” It’s not a joyful experience having bill-collectors call repeatedly. It’s no fun paying interest on loans or paying late fees! The way to avoid the stress of trying to pay back all those credit cards, or catching up on the bills you put off is to stay out of debt in the first place!

Determine honestly how much you can afford to spend on gifts this year, and stick to it! Promise yourself (and your spouse if you’re married) that you will not borrow one penny to pay for “Christmas,” and that you will not put off paying your regular bills in order to buy gifts either.

Get creative with traveling, cooking and gift-giving. Millions of people have done it through the years, and you can too! It begins with the determination that “debt is bad” and is directly followed up with a resolve not to go there.

Decide and act. Decide to enjoy your Holiday Season, even if it means spending less money, then act on it! Do whatever you have to, to avoid debt. Wouldn’t you rather be a servant to your family than to the credit card companies?

Be sure to pick up your copy of Stress Free Holiday Entertaining for some tips to help you breeze through the Holidays and enjoy your family and friends!